BUSINESS ACCOUNTs RATE SHEET

Current Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Business Interest Checking

Minimum Opening Deposit: $1,000

Minimum Balance to Obtain Annual Percentage Yield (APY): $1,500¹

The interest rate and annual percentage yield may change after account opening.

Daily Balance

Interest Rate

APY

$1,500.00 - $4,999.99

0.05%

0.05%

$5,000.00 - $24,999.99

0.10%

0.10%

$25,000 - $49,999.99

0.15%

0.15%

$50,000 and up

0.20%

0.20%

Business Money Market

Minimum Opening Deposit: $1,000

Minimum Balance to Obtain Annual Percentage Yield (APY): $500¹

The interest rate and annual percentage yield may change after account opening.

Daily Balance

Interest Rate

APY

$500.00 - $1,499.99

0.50%

0.50%

$1,500.00- $4,999.99

0.75%

0.75%

$5,000.00 - $24,999.99

1.25%

1.26%

$25,000.00 - $99,999.99

1.75%

1.76%

$100,000.00 and up

2.75%

2.78%

Business Savings

Minimum Opening Deposit: $50

The interest rate and annual percentage yield may change after account opening.

Interest Rate

APY

1.00%

1.01%

CD

A penalty may be imposed for early withdrawal on all cDs.

Type of CD Account

Interest Rate

APY

6 Month CD Under $10,000.00

• Minimum Opening Deposit: $500

• Minimum Balance to Obtain Annual Percentage Yield (APY): $500¹

2.50%

2.53%

6 Month CD $10,000.00 and Up

• Minimum Opening Deposit: $10,000

• Minimum Balance to Obtain Annual Percentage Yield: $10,000¹

3.00%

3.04%

12 Month CD Under $10,000.00

• Minimum Opening Deposit: $500

• Minimum Balance to Obtain Annual Percentage Yield: $500¹

3.25%

3.30%

12 Month CD $10,000.00 and Up

• Minimum Opening Deposit: $10,000

• Minimum Balance to Obtain Annual Percentage Yield: $10,000¹

3.50%

3.56%

18 Month CD Under $10,000.00

• Minimum Opening Deposit: $500

• Minimum Balance to Obtain Annual Percentage Yield: $500¹

3.00%

3.04%

18 Month CD $10,000.00 and Up

• Minimum Opening Deposit: $10,000

• Minimum Balance to Obtain Annual Percentage Yield: $10,000¹

3.25%

3.30%

24 Month CD Under $10,000.00

• Minimum Opening Deposit: $500

• Minimum Balance to Obtain Annual Percentage Yield: $500¹

2.75%

2.78%

24 Month CD $10,000.00 and Up

• Minimum Opening Deposit: $10,000

• Minimum Balance to Obtain Annual Percentage Yield: $10,000¹

3.00%

3.04%

¹ Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of December 11, 2025 and subject to change.

For current rate information, call 406-892-1776 or stop in at our location in Columbia Falls.