Community Reinvestment Act Public File

COMMUNITY REINVESTMENT ACT PUBLIC FILE

Our Commitment to the Community

At Freedom Bank, our aim is to create a beneficial influence within our local communities and we are dedicated to addressing the financial requirements of these communities. Freedom Bank is pleased to offer accessible information for public review as per the Community Reinvestment Act (CRA). By making this information available online, Freedom Bank ensures its up-to-date accessibility for everyone’s convenience.

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year and may be updated periodically.

CRA Performance Evaluation

A copy of Freedom Bank’s most recent CRA Performance Evaluations.

Written Comments

All written comments received for the current year and each year of the prior two calendar years relating specifically to the bank’s performance in helping meet the community credit needs and response to the comments by the bank.

Branch and ATM Information

Freedom Bank has one location, with no branches. Information on location and ATM location can be found below.

Opened and Closed Branches and ATMs

Freedom Bank has had no Branches or ATMs closed or open during the current year or each of the prior two calendar years.

List of Products Services and Fee Schedules

A list of services offered by Freedom Bank.

Assessment Area and CRA Disclosure Statement

A map of Freedom Bank’s assessment area showing boundaries of the area and Freedom Bank’s CRA Disclosure Statement.

Public Notice

Freedom Bank’s public notice.

Loan to Deposit Ratio

Loan to deposit ratios for the current and prior two years.