BUSINESS LENDING

Loans that Make Montana Work.

From buying equipment or commercial property to managing cash flow or preparing for what’s next, financing can play an important role in your plans. At Freedom Bank, you’ll work directly with experienced lenders who know the Flathead Valley and take time to understand your business.

Business Lending That Looks at the Whole Picture

Good lending starts with understanding the business behind the numbers. We ask questions, learn how your business operates, and consider where you’ve been and where you’re headed, especially when the situation isn’t straightforward.

Relationship-Focused

Work directly with lenders who get to know your business and remain a resource as your needs change.

Local Experience

Our lenders know the Flathead Valley, its economy, and the opportunities and challenges of doing business here.

Thoughtful Lending

We look at the whole picture and consider the circumstances behind each request.

Explore Our Business Loan Options

Every business has unique challenges and needs. That’s why we offer financing solutions custom-tailored to you.

Term Loans

Finance equipment, improvements, expansion, or other significant business investments with a set repayment schedule.

Commercial Real Estate

Purchase, refinance, or improve owner-occupied or investment commercial real estate.

Equipment & Auto Loans

Finance vehicles, machinery, or other equipment your business needs.

Lines of Credit

Access funds for seasonal needs, timing differences in cash flow, or other short-term business expenses, subject to your available credit.

Construction

Finance new commercial construction or a major expansion, with funding structured around the stages of your project.

SBA & USDA

Government-guaranteed loan programs that may provide additional financing options for qualifying businesses and eligible purposes.

Business lending FAQS

Here are answers to common questions from Flathead County business owners:

We work with businesses at every stage of growth, from newly formed companies to established organizations looking to expand or invest in the future. We take the time to understand your business and discuss financing options that fit your goals.

The information needed varies depending on the type of loan and your business, but most applications begin with recent business and personal tax returns, financial statements, and information about how the loan proceeds will be used. Depending on the request, additional documentation may be needed. We’ll guide you through the process and let you know exactly what’s required.

Yes. We offer SBA and USDA loan programs for qualifying businesses. These programs can provide additional financing flexibility for business expansion, commercial real estate, equipment purchases, working capital, and other eligible purposes. Our lenders can help determine if one of the programs is appropriate for your business.