Freedom Bank Wants You To Be Safe Online This Holiday Season

Here at Freedom Bank we want you to be safe this holiday season. We have teamed up with National Cybersecurity to make you more aware of protecting yourself online. Own IT. Secure IT. Protect IT. – has been designed to not only encourage personal accountability and proactive behavior in digital privacy, but also promote security best practices, consumer device privacy and e-commerce security.

The 16^th annual National Cybersecurity Awareness Month (NCSAM) is in full swing! Held every October, NCSAM has been a collaborative effort between government and industry to raise awareness about not only the importance of cybersecurity, but also ensure that everyone has access to the appropriate resources they need to be safer and more secure online.

Below are some of the highlighted calls to action and their key messages:

Own IT.

We live in a world in which we are constantly connected, so cybersecurity cannot be limited to the home or office. When you’re traveling, it is always important to practice safe online behavior and take proactive steps to secure your smart devices. With every social media account you sign up for, every picture you post, and status you update, you are sharing information about yourself with the world.

• Double your login protection: Enable multi-factor authentication (MFA) to ensure that the only person who has access to your account is you.

• Update your privacy settings: Set the privacy and security settings to your comfort level for information sharing. Keep tabs on your apps and disable geotagging (which allows anyone to see where you are).

• Connect only with people you trust: While some social networks might seem safer, always keep your connections to people you know and trust.

Secure IT.

Have you noticed how often security breaches, stolen data, and even identity theft, are front-page headlines nowadays? Cybercriminals attempt to lure users to click on a link or open an attachment that may infect their computers. These emails might also request personal information such as bank account numbers, passwords, or Social Security numbers. When users respond with the information or click on a link, these attackers now possess access to their personal accounts.

• Avoid using common words in your password: Substitute letters with numbers and punctuation marks or symbols. For example, @ can replace the letter “A”/

• Be up to date: Keep your software updated to the latest version available. Turn on automatic updates so you don’t have to think about it!

• Think before you act: Be wary of communications which implore you to act fast. Many phishing emails create urgency, instilling fear that your account or information is in jeopardy.

Protect IT.

Today’s technology allows us to connect around the world through banking, shopping, streaming, and more. This added convenience undoubtedly comes with an increased risk of identity theft and scams. More and more home devices (such as thermostats, door locks, etc.) are now connected. While this may save us time and money, it poses new security risks.

• Secure your Wi-Fi network: Your home’s wireless router is the primary entrance for cybercriminals to access all of your connected devices, and you can better secure your Wi-Fi network and devices by changing the factory-set default password and username for each one.

• Know what to look for:
  • Identity Theft – bills for products or services you did not purchase, suspicious charges on your credit cards, or any changes to your accounts that you did not authorize.
  • Imposter Scams – an imposter may contact you saying they are from a trusted organization informing you that your SSN has been suspended, or your account has been locked, while asking for your sensitive information or payment to fix the issue.
  • Debt Collection Scams – scammers may attempt to collect on a fraudulent debt. Debt collector scammers typically request payment by wire transfers, credit cards, or gift cards.

Visit these sites to learn more:

https://niccs.us-cert.gov/national-cybersecurity-awareness-month-2019

https://staysafeonline.org/ncsam/about-ncsam/

The information provided in the MS-ISAC Monthly Security Tips Newsletter is intended to increase the security awareness of an organization’s end users and to help them behave in a more secure manner within their work environment. While some of the tips may relate to maintaining a home computer, the increased awareness is intended to help improve the organization’s overall cyber security posture. This is especially critical if employees access their work network from their home computer. Organizations have permission and are encouraged to brand and redistribute this newsletter in whole for educational, non-commercial purposes.

Disclaimer: These links are provided because they have information that may be useful. The Center for Internet Security (CIS) does not warrant the accuracy of any information contained in the links and neither endorses nor intends to promote the advertising of the resources listed herein. The opinions and statements contained in such resources are those of the author(s) and do not necessarily represent the opinions of CIS.

Freedom Bank received the highest possible rating for our performance in the Community Reinvestment Act during the most recent examination by the FDIC. The Community Reinvestment Act of 1977 requires federally insured depository institutions to support the borrowing needs of the communities where they do business, including low- and moderate-income areas.

The “Outstanding” rating is based on Freedom Bank’s performance under the lending, investment, and service tests. These tests examine mortgage, small business, and community development lending, community development investments, and community development services in the communities a bank serves.

Freedom Bank was recognized in these key areas:

• 90.9% of home mortgage loans and small business loans, by number, were made to borrowers located in Flathead County.
• 82.8% of small business loans were made to businesses with less than $1 million in Gross Annual Revenues, demonstrating Freedom Bank’s commitment to meeting the small business credit needs of Flathead County.
• Good distribution of lending to customers of different income levels and business customers of different sizes.

“We don’t view community investment as a regulatory requirement,” says Freedom Bank President Don Bennett. “For us, it is just how we do business. Columbia Falls believed in us when we opened our doors as a single-wide trailer in 2005 and we work hard every day to return the favor.”

Just like many of our customers, Freedom Bank is a small business. We consider our small size and local character to be our core strengths. Bennett adds, “Freedom Bank remains committed to the continued vitality and successes of our customers, no matter where they are at in their financial journey.”

If you want the money you deposit at a bank to stay local, you can count on Freedom Bank. Give us a call or stop in today to learn more about what we offer. We want to be your bank!

Typical travelers heading out on their summer vacation check that they have the right supplies and clothes for their trip before they hit the road. Expert travelers will be also checking to ensure they are educated and prepared to be cyber-safe with their devices and data while on the road! Thinking of your smartphones and devices as being just as important as your wallet is a proper step in the right direction. These devices contain everything from your banking and payment information to your treasured family photos, and ensuring they are secure and protected when away from home is paramount. In partnership with the National Cybersecurity Alliance (NCSA), we have put together some key tips, strategies, and resources to aid you in being secure during your travels.

To do before your trip:

Update your devices: One of the most simple and effective ways to stay cyber-secure is to continuously update your devices. Those updates don’t just contain new features, but fix security flaws and keep you protected!

Password/Passcode protect your devices: Always establish a strong passcode with at least 6 numbers or a swipe pattern with at least 1 turn of direction when protecting the lock screen of your smartphone. On laptops, a minimum of 8 character password or phrase is recommended including uppercase and lowercase letters, special characters, and numbers.

Set your device to lock after an amount of time: Once you have the passcode, password, or swipe pattern established, you should set an automatic device lock prompting for the access code after a specified time of inactivity. This will prevent a criminal from getting onto your device if you accidentally leave it unlocked.

Book your trip with trusted sites: When planning your trip and booking transportation, lodging, and experiences, it is important to complete those transactions with trusted, known businesses. If possible, double check the reviews and reputation of a site you are unfamiliar with, but are considering to use for your booking. By sticking to reputable sites, you guarantee a higher standard of security for your data and transaction.

Staying secure and connected during your trip:

Keep track of your devices: Not only are your devices themselves worth a great deal of money, but your sensitive information that is accessible by that device is also valuable. Ensure that you keep your devices close at hand or secured away safely when not in use. Theft of mobile devices, from smartphones to tablets and laptops, is all too common and can spoil a fun trip to a great extent.

Limit your activity on public Wi-Fi networks: Public Wi-Fi that does not require credentials or logging in is not protected by encryption, so browsing and activity is not secure from prying eyes. To ensure your information is not put at risk, avoid logging into your personal accounts or making transactions while on public or hotel networks.

• Use your phone carrier’s internet connection, or use your phone as a personal hotspot (if your cell carrier’s plan allows) when logging into personal accounts or conducting transactions.
• Ensure your device is set to ask your permission before connecting to a wireless network while on your trip.
• If you intend to use a hotel or establishment’s customer wireless network, verify what network is the correct one to use with a member of the staff.

Don’t overshare on social media: Consider posting updates about your trip after you return. Criminals may see that you are away from home based on social media content and attempt to steal from your home! If you also share too many details about where you are on your trip, some scammers may attempt to contact your family and friends with a variety of scam tactics. Additionally, consider setting your social media accounts to only allow friends to view your posts and content.

By following these tips and being a cyber-safe traveler, you will have a smooth and enjoyable vacation! There are more resources available from NCSA and our partners on staying secure on trips and at home, check them out below to learn more:

https://staysafeonline.org/blog/top-tech-tips-for-cybersafe-summer-travel/

https://www.cisecurity.org/newsletter/securing-devices-by-making-simple-changes/

The Columbia Falls Heritage Days celebration dates back to 1956 when it was originally called “Progress Days”. The original event was organized to celebrate the prosperity brought about by the industrial expansion of the area. Decades later, Columbia Falls still enthusiastically celebrates our history, our heritage, and our future. This year’s theme is “There’s No Place Like Home”.

Look for Freedom Bank in the parade down Nucleus Avenue on Saturday, July 27th at 12:00 pm. After the parade, roughly at 1:30 pm, Freedom Bank sponsors a wild horse drive down Highway 2 from Columbia Heights to the Blue Moon. We are also a main sponsor of the Open Rodeo at the Blue Moon Arena, a team and prize sponsor for the 3 on 3 basketball tournament, and a sponsor of the Columbia Falls Community Market at the Coop.

Heritage Days is an adventure and celebration for the whole family. Take a look at the complete schedule below or visit the official website here: http://cfallsheritagedays.com/index.html

Wednesday – July 24, 2019

• 5:00 pm – 9:00 pm – 10th Annual Car Show
  • Location: Marantette Park
• 4:00 pm – 7:00 pm – The American Legion Freedom Post 72 will be preparing food for the Car Show.
  • Location: Marantette Park
  • A nominal fee/donation will be requested to cover the costs of the food.

Thursday – July 25, 2019

• 5:00 pm – 8:00 pm – Community Market
  • Location:  The Coop – 830 1st Ave. West
• 6:30 pm – 9:30 pm – FREE Open Swimming
  • Location: Pinewood Park Pool.
  • 6:30 pm – 7:45 pm – Adults and kids to 12 years old
  • 8:15 pm – 9:30 pm – Adults and kids 13+ years old
• 7:00 pm – Lion’s Club Concert
  • Location: Marantette Park

Friday – July 26, 2019

• 5:30 pm – 11:00 pm – Wildcat/kat Athletic Endowment Auction and BBQ
  • Location:  The Coop – 830 1st Ave. West
  • 5:30 pm – 7:30 pm – BBQ and Social Hour. $10.00 per plate
  • 5:30 pm – 8:30 pm – Silent Auction
  • 6:30 pm – 8:30 pm – Live Auction
  • 8:30 pm – 11:00 pm Social/Cash Bar and Dancing with Music on The Move
• 7:00 pm – Open Rodeo
  • Location: Blue Moon Arena northeast corner of Hwy. 2 and 40, just behind the Blue Moon Bar & Grille

Saturday – July 27, 2019

• 7:00 am – Firemen’s Breakfast
  • Location: Don Anderson Fire Hall, 624 1st Ave. West
• 7:30 am – early check-in for Heritage Days 3 on 3 basketball tournament
  • Location: Berube Physical Therapy
  • Teams will consist of boys and girls, grades 5-6, grades 7-8 and grades 9-12 and Men’s Open.
  • Registration forms may be picked up at the Columbia Falls Chamber Office, Berube Physical Therapy, Glacier Bank and Whitefish Credit Union. Completed forms must be turned in by July 22nd to any of the above locations. Contact Laura Gadwa at 892-2072 with any questions. Cost per team is $80.
• 8:00 am – Boogie-to-the-Bank 5k & 10k Run
  • Location: North Fork to Discovery Square
  • Contact Ashley Campbell at 406-751-4758 for more information.
• 9:00 am – JIM’S Rat Race
  • Location: A short race from Whitefish Credit Union down to the Boogie to the Bank finish line.
  • The race will start after the last runner is finished with Boogie. Open to children ages 4-13. Contact Ashley Campbell at 406-751-4758 for more information.
• 9:00 am – 5:00 pm – Arts, Crafts, Food Vendors, and Activities for the Kids
  • Location: Marantette Park
  • **Note: Food Vendors have the option to set up by the 3 on 3 basketball tournament and then move to Marantette Park.
• 10:00 am – 3:00 pm – North Valley Senior Center Fundraiser Luncheon
  • Location: North Valley Senior Center at 205 Nucleus Avenue
  • 11:00 am – 12:00 pm – North Valley High Steppers line dancing entertainment.
  • For more information call the Center at 406-892-4087.
• 12:00 pm – Main Parade
  • Location: Nucleus Avenue (Railroad Street to 7th Street West)
  • Parade participants will stage along Railroad Street at the north end of Nucleus Ave. at 11:00 am.
• 1:00 pm – 4:00 pm – Family Fun Day
  • Location: Glacier Bank parking lot
• 1:30 pm – Freedom Bank’s Wild Horse Drive on Hwy. 2
  • Location: Along Highway 2 from Columbia Heights to the Blue Moon.
  • **Note: Wild horses can be unpredictable and don’t always follow a strict schedule.
• 4:00 pm – 6:30 pm – Falls Fest Fundraiser by the Rotary Club, with music by the “Barn Yard Riot”
  • Location: Marantette Park
• 7:00 pm – Open Rodeo
  • Location: Blue Moon Arena northeast corner of Hwy. 2 and 40, just behind the Blue Moon Bar & Grille
• 7:00 pm – 9:45 pm – Falls Fest Fundraiser by the Rotary Club, with music by “The Brothers”
  • Location: Marantette Park

HERITAGE DAYS 2018

“Then & Now”

Wednesday – July 25, 2018

• 5:00 p. m. – 9:00 p. m. – 9th Annual Car Show at Marantette Park
• 4:00 p. m. – 7:00 p. m. – The American Legion Freedom Post 72 will be preparing food for the Car Show. A nominal fee/donation will be requested to cover costs of the food.
• 7:00 p. m. – plaque to be presented at the Veterans Memorial Wall.

Thursday – July 26, 2018

• 11:30 a. m. – 5:00 p. m. – Class of the 1950’s Alumni Gathering – Teakettle Room at the N.V. Physical Therapy Center – 235 Nucleus Ave.
• 5:00 p. m. – 8:00 p. m. – Community Market at O’Briens Liquor Store*
• FREE Open Swimming at Pinewood Park Pool

6:30 p. m. –   7:45 p. m. Adults and kids to 10 years old

8:45 p. m. – 10:00 p. m. Adults and kids 11+ years old

• 7:00 p. m. – Lion’s Club Concert at Marantette Park

Friday – July 27, 2018

Wildcat/kat Athletic Endowment Auction and BBQ *

The Coop – 830 1st Ave. West – west of Glacier Bank in Columbia Falls.

• 5:30 p.m. – 7:30 p.m. BBQ and Social Hour. $10.00 per plate
• 5:30 p.m. – 8:30 p.m. Silent Auction
• 6:30 p.m. – 8:30 p.m. Live Auction
• 8:30 p.m. – 11:00 p.m. Social/Cash Bar and Dancing w/Music on The MoveHelp us reach our “MILLION DOLLAR MISSION” to assist with the financial support of CFHS athletics.

• 7:00 p. m. – Open Rodeo at the Blue Moon Arena northeast corner of Hwy. 2 and 40, just behind the Blue Moon Bar & Grille

Saturday – July 29, 2017

• 7:00 a. m. – Firemen’s Breakfast at Don Anderson Fire Hall, 624 1st Ave. West
• 7:30 a. m. check in at Berube Physical Therapy for the Heritage Days 3 on 3 basketball tournament.

Teams will consist of boys and girls, grades 5-6, grades 7-8 and grades 9-12 and Men’s Open Registration forms may be picked up at the Columbia Falls Chamber Office, Berube Physical Therapy, and Whitefish Credit Union. Completed forms must be turned in by July 23rd to any of the above locations. Contact Laura Gadwa at 892-2072 with any questions. Cost per team is $80.

• 8:00 a. m. – Boogie-to-the-Bank 5k & 10k Run. North Fork to Discovery Square.  Contact Ashley Campbell at 406-751-4758 for more information.
• 9:00 a. m. – JIM’S Rat Race – by Glacier Bank and JIM. (the race will start after the last runner is finished with Boogie) Open to children ages 4-13. Its a short race from Whitefish Credit Union down to the Boogie to the Bank finish line. Contact Ashley Campbell at 406-751-4758 for more information.
• 9:00 a. m. to 5:00 p. m. – Arts, Crafts, and Food Vendors by Whitefish Credit Union.
• 10:00 a. m. to 3:00 p. m. – North Valley Senior Center Fund Raiser Luncheon (salads, sandwiches, pies and beverages )From 11:00 to 12:00 enjoy the North Valley High Steppers line dancing entertainment. For more information call the Center at 406-892-4087.  The Center is located at 205 Nucleus Avenue.
• 12:00 p. m. – Main Parade on Nucleus Avenue (Railroad Street to 7th Street West). Parade participants will stage along Railroad Street at the north end of Nucleus Ave. at 11:00 a.m.
• 1:00 p. m. to 5:00 p. m. – Family Playland in the Glacier Bank parking lot.
• 1:30 p. m. – Freedom Bank’s Wild Horse Drive on Hwy. 2 from Columbia Heights to the Blue Moon. *
• 7:00 p. m. – Open Rodeo at the Blue Moon Arena northeast corner of Hwy. 2 and 40, just behind the Blue Moon Grille
• 7:00 p. m. to 9:45 p. m. – Falls Fest Fundraiser by the Rotary Club, with music by “Jacque Jolene & The Last Chance Band” at Marantette Park.

Sunday – July 30, 2017

• 9:00 a. m. – 18th Annual WAEA Wildc/kat Athletic Endowment Golf Scramble

Glacier View Golf Course – West Glacier, MT

Format: 6 person scramble – all skill levels invited

Start: 9:00 a.m. Shotgun Start

• 10:00 a. m. to 1:00 p.m. – Worship Service at Marantette Park – The focus will be “One Church” – unity inside of Christ. Non-denominational and not affiliated with any particular group, church or organization. Everyone in the community is invited.

http://cfallsheritagedays.com/

Cabin Fever Days 2018

Schedule of Events

Friday – February 9, 2018

• 7:00 PM – Mixed Doubles Pool – Southfork
  • Dart Tournament – Stonefly
• 8:30 PM – Marshall Catch – Packers
• 9:00 PM – Badger Hound – Stonefly

Saturday – February 10, 2018

• 10:00 AM – Biscuits & Gravy – Packers
• 1:00 PM – Barstool Ski Races – Sugar Hill
• 1:00 – 3:00 PM – Moonshine Mountain – Stonefly
  • Arm wrestling Weigh-Ins – Stonefly
• 1:00 – 4:00 PM – Killer Pool Tournament – Dam Town
• 2:00 PM – Hog Roast – Packers
• 3:00 PM – Shuffleboard Tourney – Southfork
  • Snowshoe Softball – Ball field
  • Mountain Man Competition – Packers
• 4:00 PM – Craig Barton – Southfork
• 4:00 – 7:30 PM – Arm wrestling Tourney – Stonefly
• 5:00 PM – Larry Myer – Packers
• 6:00 PM – Flathead V-8s – Deerlick
  • Dirty Old Men – Southfork
• 8:00 PM – Pedacter Project – Stonefly
• 8:30 PM – Comatose Posse – Packers
• 11:30 PM Chach & Triple T – Stonefly

Sunday – February 11, 2018

• 10:00 AM – Biscuits & Gravy – Packers
• 11:00 – 2:00 PM – Hangover Cures – Stonefly
  • Free Soup – Deerlick
• 1:00 PM – Barstool Ski Races – Sugar Hill
• 1:00 – 3:00 PM – Moonshine Mountain – Stonefly
• 2:00 PM – Hog Roast – Packers
  • Craig Barton – Southfork
  • Sonny King – Deerlick
• 2:00 – 3:00 PM – Roshambo Sign Ups – Stonefly
• 3:00 PM – Barstool Race Final – Sugar Hill
  • Mountain Man Competition – Packers
• 3:00 – 5:00 PM – Roshambo Tournament – Stonelfy
• 4:00 PM – Lary Myer – Packers
  • Dirty Old Men – Southfork
• 5:00 PM – Mountain Man Finals – Packers

7:00 PM – 40th Annual Barstool Race Awards @ Southfork Saloon

2017
NIGHT OF LIGHTS

FRIDAY, DECEMBER 1st

PARADE STARTS 6:30 PM

AWARDS FOR FLOATS; FLOAT ENTRY $10 OR FOOD ITEM FOR FOOD BANK
CRAFT FAIR IN THE NORTH VALLEY TEAKETTLE ROOM

HEAT UP AT THE COOP AFTER THE PARADE
VISIT WITH SANTA AND WARM UP WITH A BON FIRE, HOT COCOA, CHILI &
A LIVE HOLIDAY CONCERT WITH CFHS CHORAL SONIFERS,
JAZZ BANK & HOLIDAY SINGALONG!

SATURDAY, DEC. 2nd 10 AM
BREAKFAST WITH SANTA: TIMBER CREEK VILLAGE
MEADOWLAKE DR.

Acutech – Business After Hours

This month the hosts of our Business After Hours networking event is Acutech.  Acutech is a welding shop located in Columbia Falls.  They produce high quality, custom metal manufacturing projects.  Acutech joined our Chamber in January 2017.  We are proud to have them as members and are looking forward to seeing their facility and projects at our Business After Hours this month.

Business After Hours provide a place to network with other business professionals, unwind after a long day of work and socialize with free food and drinks! Bring donations for the Columbia Falls Food bank.  The more donations you bring, the more raffle tickets you get! Raffle items include a one night stay at the Whitefish Lake Lodge, a $100 gift card for the boat club, and a $100 gift card for Latitude 48.

See you at Acutech on November 28th!

Employers face liability for 5 kinds of ID Theft, join us for an free informational meeting reviewing the steps business owners need to take to reduce their risks, protect their business and impact their bottom line. PLUS what steps consumers can take to reduce their personal risks in light of the Columbia Falls Breach. Thursday, November 9th at 7:00 pm or Friday, November 10th at noon in the Freedom Bank conference room.